We are Fintico

Jan Lettow
Co-Founder & CEO
Michael Heuer
Co-Founder & CTO

We are a FinTech founded in 2022 and based in Hamburg. We want to revolutionize the “buy now, pay later” market by creating a marketplace for instalments.

We want to connect banks with merchants on this marketplace, to create the best possible offer for their joint customers to pay in instalments.

Our goal is to offer the perfect instalment experience: the best user experience, the best bank brands, and the best interest rates.

Our values


We want to create the perfect product for online shoppers – in the best interest of our partner banks and merchants.


We are successful if everyone is successful. This applies to our partners as well as our team.


We believe the possibility to choose is important. Everyone should be able to choose the offer that best fits his/her needs.